Your free online Mortgage Broker
We save our customers thousands of pounds, all without a single fee. In August 2024, customers saved an average of £558 a month.
No impact on your credit score
Your path to home ownership
Begin your homeownership journey with a single click. You’ll receive your personalised mortgage in principle quicker than you think.
Your mortgage adviser works with you to find the right mortgage for your needs—no surprises or hidden fees. Confidently choose your mortgage.
Our mortgage submission process is streamlined and straightforward. We handle the complexities, you sit back and relax.
Get matched with a surveyor and conveyancer and breeze through your home-buying paperwork. SmartBuyer is a fee-based add-on service that connects you with the right experts and offers flexible payment options to complete your legal work fast.
Finalise your mortgage with the peace of mind of a dedicated homeownership team. We manage the details so you can focus on moving into your new home.
Complete guides
Mortgage
First-time buyer
Read helpful guides on buying your first home, see the latest mortgage rates and more.
Mortgage
Next-time buyer
Moving up the property ladder? Discover mortgage tips and advice for a smooth homebuying process.
Mortgage
Buy to let
Costs, taxes, and profit-making: learn all you need to know about buy-to-let mortgages here.
Remortgage
Remortgages
From capital raise to switching lenders, learn how to remortgage quickly and efficiently.
Insurance
Insurance
Explore guides on mortgage protection insurance, understand its benefits, and find the best option for your needs.
Important info & marketing claims
You may have to pay an early repayment charge to your existing lender if you remortgage. Your savings will depend on personal circumstances. Your home may be repossessed if you do not keep up repayments on your mortgage. *The savings figure of £526 is based on Better.co.uk remortgage customers in June 2024. Read more on our marketing claims page. We can't always guarantee we will be able to help you with your mortgage application depending on your credit history and circumstances. Average mortgage decision and approval times are based on Better.co.uk's historic data for lenders we submit applications to. Tracker rates are identified after comparing over 12,000 mortgage products from over 100 mortgage lenders. As of January 2023, Better.co.uk has access to over 100 lenders. This number is subject to change. For buy-to-let landlords, there's no guarantee that it will be possible to arrange continuous letting of a property, nor that rental income will be sufficient to meet the cost of the mortgage.