Your free online Mortgage Broker
We save our customers thousands of pounds, all without a single fee. Customers saved an average of £506 a month in December 2023.
Free mortgage advice that works for you
Read helpful guides on buying your first home, see the latest mortgage rates and more.
From capital raise to switching lenders, learn how to remortgage quickly and efficiently.
Costs, taxes, and profit-making: learn all you need to know about buy-to-let mortgages here.
Moving up the property ladder? Discover mortgage tips and advice for a smooth homebuying process.
Meet our mortgage lenders
We work with over 100 lenders in order to provide you with the right mortgage for your circumstances.
Get the right mortgage rate with Better.co.uk
Tailored mortgage support
Getting a mortgage can seem daunting, but you don’t have to go it alone when you get a mortgage with Better.co.uk.
Meeting your mortgage needs
We’ll get to know your situation, your mortgage needs and what you can afford before recommending you the right mortgage deal. Once you select a deal, we’ll guide you through the process from application to completion.
Finding you the right mortgage
With access to 12,000 deals from over 100 lenders, we have a whole-of-market view of the mortgage market, giving us a better chance of finding you the right lender and the best mortgage rates.
Mortgages made easy
So, whether you’re a first-time buyer, a next-time buyer, or remortgaging to a new deal, we’re here to help.
How Better.co.uk works
Better.co.uk can operate as a fee-free online mortgage broker because we get paid by your lender when you complete your mortgage or remortgage – not you.
This is known as the "procuration" or "proc" fee. Most brokers, even the ones that charge you for their services, get a proc fee from the lender when they arrange a mortgage on your behalf.
If we help you arrange insurance, the insurer pays us when you complete the purchase, and your cover starts.
We do not give our advisers incentives to recommend specific insurers or lenders, so you will always receive impartial, quality advice.
Important info & marketing claims
You may have to pay an early repayment charge to your existing lender if you remortgage. Your savings will depend on personal circumstances.
Your home may be repossessed if you do not keep up repayments on your mortgage.
*The savings figure of £506 is based on Better.co.uk remortgage customers in December 2023. Read more on our marketing claims page.
We can't always guarantee we will be able to help you with your mortgage application depending on your credit history and circumstances.
Average mortgage decision and approval times are based on Better.co.uk's historic data for lenders we submit applications to.
Tracker rates are identified after comparing over 12,000 mortgage products from over 100 mortgage lenders.
As of January 2023, Better.co.uk has access to over 100 lenders. This number is subject to change.
For buy-to-let landlords, there's no guarantee that it will be possible to arrange continuous letting of a property, nor that rental income will be sufficient to meet the cost of the mortgage.