Better.co.uk
SmartBuyer
Everything you need to get your keys
All-in-one homebuying
From £2,000- Mortgage
- Solicitor and legal work
- Home survey report
- Dedicated case manager
- Tracking until completion
Convenient
Everything goes through us, keeping all the bits in one place
Fast
Average time to complete is just six weeks
Affordable
Prices start from £2000
Protected
If you don't exchange, you won't pay any legal fees
That includes:
All your conveyancing and legal work
worth £0
Property survey
worth £0
SmartBuyer timeline
Mortgage submission
Submit your mortgage application through your Better.co.uk mortgage adviser.
Receive your welcome pack
Payment #1
Your SmartBuyer welcome pack will arrive via email, and explain who your conveyancing partner is. Signing and completing the pack officially instructs the conveyancer to act on your behalf.
Local searches begin
Your conveyancer will commence local searches to determine if there are any potential problems or challenges in the area of the property you’re buying.
Mortgage approval
Once your lender has approved your mortgage, your property surveys can begin. We will match you with a surveyor.
Property survey
Your surveyor will conduct the necessary property survey to determine any potential problems with the property itself.
Finalise deposit and stamp duty payments
Payment #2
Your conveyancer will arrange for deposit and stamp duty payments (when applicable) to be paid.
Exchange & completion
Once all your SmartBuyer fees, deposit, and stamp duty have been paid, your conveyancer can arrange a date for the exchange of contracts and property transaction.
SmartBuyer info and marketing claims
SmartBuyer’s fee structure is split into two payments. The first payment, paid directly to Better.co.uk, consists of the components required to complete a property purchase. These are: Local search packs, Property survey, ID checks
Should the local searches and surveys not take place for any particular reason, you will be refunded this first payment.
The second payment, paid directly to your conveyancer upon completion, consists of legal components. These are: Standard legal fees, Land registry fee, CHAPS fee, Completion searches
Should you not complete your property purchase, you will not be charged these legal fees.
It’s important to note that SmartBuyer does not cover your Stamp Duty payment (if applicable) or your deposit payment. You must pay these to your conveyancer in addition to the above.
SmartBuyer also does not cover any unforeseen fees, examples of which can be found in the relevant FAQ below.
*Accelerating property completions by up to six weeks is a result of partnering with Optimus Accelerate for the SmartBuyer service. Read more here.
Your home may be repossessed if you don't keep up repayments on your mortgage.
Read the SmartBuyer terms and conditions here.
