How to move house in 2023
Moving house should be an exciting time, so take the stress out of the process with our moving house in 2023 guide.
Once you’ve found your dream house and had an offer accepted, it’s time to start planning your move. Here’s everything you’ll need to do for a stress-free move.
Moving house checklist
How much does it cost to move house?
How long does it take to move house?
Moving house, from putting your house on the market to moving into your new home, typically takes between three and six months.
This can be longer if you're in a long chain, but it’s unlikely you’ll be able to move in less than three months, especially if you are selling your house at the same time.
The process of moving after exchange of contracts is usually a few days or weeks at most. When you exchange contracts, you will agree on a completion date with sellers, which could even be the same day if you’re both eager to move as soon as possible.
However, you usually want a few days or a week to make moving arrangements, like booking a removal company and packing. Here’s a quick moving house timeline:
1 month before move: Start packing
1 week before move: Exchange contracts and agree on a completion date
1 week before move: Arrange removal company
2 days before move: Settle bills and update your records
1 day before move: Finish packing
Moving day: Collect keys and move into your new home
Porting your mortgage when you move
When you port your mortgage you move your current mortgage to your new home. You'll stay with the same lender, and your mortgage deal stays the same.
You may need to borrow more if you’re buying a more expensive home. Most lenders will want to check that you can still afford your mortgage, especially if you want to increase the size of your loan.
Porting your mortgage could save you money as you won’t need to pay early repayment charges or arrangement fees for setting up a new mortgage.
Not all mortgage products can be ported to a new property, so talk to your lender first to know where you stand.
Porting your mortgage could be a good idea if you:
Took out a fixed-rate mortgage when interest rates were much lower
Have a fixed-rate mortgage and you’d have to pay early repayment charges to pay it off
Moving house FAQs
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Important info & marketing claims
You may have to pay an early repayment charge to your existing lender if you remortgage. Your savings will depend on personal circumstances.
Your home may be repossessed if you do not keep up repayments on your mortgage.
*The savings figure of £506 is based on Better.co.uk remortgage customers in December 2023. Read more on our marketing claims page.
We can't always guarantee we will be able to help you with your mortgage application depending on your credit history and circumstances.
Average mortgage decision and approval times are based on Better.co.uk's historic data for lenders we submit applications to.
Tracker rates are identified after comparing over 12,000 mortgage products from over 100 mortgage lenders.
As of January 2023, Better.co.uk has access to over 100 lenders. This number is subject to change.
For buy-to-let landlords, there's no guarantee that it will be possible to arrange continuous letting of a property, nor that rental income will be sufficient to meet the cost of the mortgage.